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CIS of the Month: Reducing Contents Limit Reduces Costs

Our client had both a primary and seasonal home each with replacment costs of $5mil.  The contents limit carried was 70% of each dwelling limit. 

With the help of the client, we determined that 50% was adequate at the primary home and 10% at the secondary.  This change eliminated more than $4,000,000 of over-insurance, while reducing the overall cost of the program by $5,200 annually.

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